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UN/EDIFACT
UNITED NATIONS STANDARD MESSAGE (UNSM)

Insurance premium message

Version:D
Release:99A
Contr. Agency:UN
Revision:1
Date:99-01-14
SOURCE:Western European EDIFACT Board - MD7

CONTENTS
Insurance premium message
  1. INTRODUCTION
  2. SCOPE
    1. Functional definition
    2. Field of application
    3. Principles
  3. REFERENCES
  4. TERMS AND DEFINITIONS
    1. Standard terms and definitions
  5. MESSAGE DEFINITION
    1. Data segment clarification
    2. Data segment index (alphabetical sequence)
    3. Message structure
      1. Segment table

For general information on UN standard message types see UN Trade Data Interchange Directory, UNTDID, Part 4, Section 2.6, UN/ECE UNSM General Introduction


This message also occurs in the following versions of this standard:
D94A, D94B, D95A, D95B, D96A, D96B, D97A, D97B, D98A, D98B, D99A, D99B, D00A, D00B, D01A, D01B, D01C, D02A, D02B, D03A, D03B, D04A, D04B

0. INTRODUCTION

This specification provides the definition of the Insurance premium message (INSPRE) to be used in Electronic Data Interchange (EDI) between trading partners involved in administration, commerce and transport.


1. SCOPE


1.1. Functional Definition

The Insurance Premium message is used by communicating parties to notify the recipient about premiums due from a client. All information needed to produce a detailed request for payment can be sent.


1.2. Field of Application

The Insurance premium message may be used for both national and international applications. It is based on universal practice related to administration, commerce and transport, and is not dependent on the type of business or industry.

The Insurance Premium message is applicable for both national and international insurance.


1.3. Principles

  • The Insurance Premium Message refers to one single insurance contract.
  • The Insurance Premium Message covers all classes of insurance business.
  • The Insurance Premium Message can be used for :

a. the first premium of a new insurance contract.

b. a premium due to an endorsement to an insurance contract

c. a renewal premium.

d. any adjustment of premium.

e. any down payment of premium.

  • In case of the first two usages on the above list, a separate message containing the Insurance Contract information will be needed ( to be developed ).
  • The Insurance Premium Message structure is as follows :

a. general information valid for the whole message.

b. information on the involved parties.

c. detailed description of cover, amounts and all related information.

d. total amounts valid for the whole message.


2. REFERENCES

See UNTDID, Part 4, Chapter 2.6 UN/ECE UNSM - General Introduction, Section 1.


3. TERMS AND DEFINITIONS


3.1. Standard terms and definitions

See UNTDID, Part 4, Chapter 2.6 UN/ECE UNSM - General Introduction, Section 2.


4. MESSAGE DEFINITION


4.1. Data Segment Clarification

This section should be read in conjunction with the Segment Table which indicates mandatory, conditional and repeating requirements.

0010 UNH, Message header

A service segment starting and uniquely identifying a message. The message type code for the Insurance premium message is INSPRE.

Note: Insurance premium messages conforming to this document must contain the following data in segment UNH, composite S009:

Data element0065INSPRE
0052D
005499A
0051UN

0020 BGM, Beginning of message

A segment for specifying message name and function.

0030 RFF, Reference

A segment containing references to the Insurance Premium document and the Insurance Contract to which this Insurance Premium message relates.

0040 DTM, Date/time/period

A segment specifying the dates related to the Insurance Premium message and the Insurance Contract to which this Insurance Premium message relates.

0050 Segment Group 1: ATT-PCD

A group of segments providing characteristics regarding the Insurance Premium document.

0060 ATT, Attribute

A segment specifying the type of Insurance Premium document, providing collection specification and coinsurance information.

0070 PCD, Percentage details

A segment to specify the percentage of the total premium for a coinsurance contract, covered by the Insurance Premium document.

0080 ICD, Insurance cover description

A segment indicating the Main Class of Business.

0090 Segment Group 2: NAD-ATT-CTA-COM-RFF

A group of segments providing identification, names and addresses, contacts and references of the involved parties.

0100 NAD, Name and address

A segment for identifying either by name and address, or by code, the parties and their function in the Insurance Premium message.

0110 ATT, Attribute

A segment specifying characteristics of the involved party.

0120 CTA, Contact information

A segment giving additional contact information of the party specified in the NAD.

0130 COM, Communication contact

A segment specifying the communication channel and number for the contact specified in the CTA or the party specified in the NAD.

0140 RFF, Reference

A segment for additional identifying references of the party specified in the NAD.

0150 Segment Group 3: DTM-SG4-CUX

A group of segments describing a set of insurance products, guarantees and risks covered by the insurance contract and the amounts due in order to be covered during an indicated period.

0160 DTM, Date/time/period

A segment specifying the starting date and the end date of the period for which the premium is due.

0170 Segment Group 4: ICD-FTX-RFF-SG5

A group of segments providing details of the insurance product, guarantees and riks covered by the insurance contract and the amounts due in order to be covered during the above mentioned period.

0180 ICD, Insurance cover description

A segment specifying the insurance product, guarantee and risk covered by the insurance contract.

0190 FTX, Free text

A segment providing free format text or coded information that is not purely Insurance Premium related, but that is to be added to the Insurance Premium document following national legal regulations.

0200 RFF, Reference

A segment providing unique identification of the risk.

0210 Segment Group 5: MOA-DTM-SG6-SG7-SG8

A group of segments providing details of the amouts due in order to be covered for the above mentioned guarantees and risks during the above mentioned period.

0220 MOA, Monetary amount

A segment specifying detailed amounts.

0230 DTM, Date/time/period

A segment specifying overriding periods.

0240 Segment Group 6: IND-DTM

A group of segments providing details of indices used to calculate premium amounts.

0250 IND, Index details

A segment specifying indices.

0260 DTM, Date/time/period

A segment specifying the reference year of an indice.

0270 Segment Group 7: ATT-PCD

A group of segments providing details about commission amounts.

0280 ATT, Attribute

A segment specifying collection and calculation of commission amounts.

0290 PCD, Percentage details

A segment specifying the percentage of the commission.

0300 Segment Group 8: TAX-PCD

A group of segments providing details about tax amounts.

0310 TAX, Duty/tax/fee details

A segment specifying the tax amount.

0320 PCD, Percentage details

A segment specifying the percentage of the tax.

0330 CUX, Currencies

A segment specifying the currency of the amounts and relevant details for the rate of exchange.

0340 MOA, Monetary amount

A segment specifying total amounts of this Insurance Premium message.

0350 FTX, Free text

A segment with free text information, in coded or clear text form, relating to the Insurance Premium message.

0360 Segment Group 9: DTM-MOA

A group of segments providing details of instalments.

0370 DTM, Date/time/period

A segment specifying the date of an instalment.

0380 MOA, Monetary amount

A segment specifying the amount payable for an instalment.

0390 UNT, Message trailer

A service segment ending a message, giving the total number of segments in the message and the control reference number of the message.


4.2. Data segment index (Alphabetical sequence by tag)

ATT Attribute
BGM Beginning of message
COM Communication contact
CTA Contact information
CUX Currencies
DTM Date/time/period
FTX Free text
ICD Insurance cover description
IND Index details
MOA Monetary amount
NAD Name and address
PCD Percentage details
RFF Reference
TAX Duty/tax/fee details
UNH Message header
UNT Message trailer

4.3. Message structure


4.3.1. Segment table

├─UNH Message header ×1 (M)
├─BGM Beginning of message ×1 (C)
├─RFF Reference ×9 (C)
├─DTM Date/time/period ×9 (M)
├─Segment Group 1 ×9 (M)
├─ATT Attribute ×1 (M)
└─PCD Percentage details ×1 (C)
├─ICD Insurance cover description ×1 (C)
├─Segment Group 2 ×9 (M)
├─NAD Name and address ×1 (M)
├─ATT Attribute ×1 (C)
├─CTA Contact information ×1 (C)
├─COM Communication contact ×3 (C)
└─RFF Reference ×9 (C)
├─Segment Group 3 ×3 (M)
├─DTM Date/time/period ×1 (M)
├─Segment Group 4 ×99 (M)
├─ICD Insurance cover description ×1 (M)
├─FTX Free text ×1 (C)
├─RFF Reference ×9 (C)
└─Segment Group 5 ×99 (M)
──├─MOA Monetary amount ×1 (M)
──├─DTM Date/time/period ×1 (C)
──├─Segment Group 6 ×2 (C)
──├─IND Index details ×1 (M)
──└─DTM Date/time/period ×1 (C)
──├─Segment Group 7 ×2 (C)
──├─ATT Attribute ×1 (M)
──└─PCD Percentage details ×1 (C)
──└─Segment Group 8 ×1 (C)
────├─TAX Duty/tax/fee details ×1 (M)
────└─PCD Percentage details ×1 (C)
└─CUX Currencies ×1 (M)
├─MOA Monetary amount ×10 (M)
├─FTX Free text ×1 (C)
├─Segment Group 9 ×15 (C)
├─DTM Date/time/period ×1 (M)
└─MOA Monetary amount ×1 (M)
└─UNT Message trailer ×1 (M)

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